Wednesday, June 19, 2013

CCT Publishes History Books

The Center for Community Transformation Group of Ministries recently launched a four-volume set of books tracing the history of the Philippines from a Christian perspective. The books are written in Filipino by historian Fe B. Mangahas with contributions from Imelda Cajipe Endaya. 

CCT president and founder Ruth Callanta said, “I pray these books will give their readers a clearer understanding of our history, undo feelings of bitterness and anger about our past, and inspire everyone to build a new Philippines where truth, justice, progress, and peace prevail.”  

Volume 1 of Kasaysayan ng Ating Bayan – Ang Pilipinas Noon at Ngayon covers early history  to  1500 A.D. Volume 2 covers Spanish colonialism to the American occupation (1500 – 1898). Volume 3 covers the years 1899 to 1946. Volume 4 covers the years 1947 to 2012

The books may be purchased at the CCT support office, 5th Floor, Joshua Center, Taft Avenue, Ermita, Manila.  For inquires, please call 524-18-10 local 214 and ask for Ralph Parado. 

Prices: 1 set - P1,000.00;  individual volumes - P250.00 each; 10 sets or more - P850 per set

Historian Fe Mangahas (right) and Imelda Cajipe Endaya at the
book launch in Magdalena, Laguna.

Friday, May 17, 2013

CCT's Mardy Cabalo is 2013 Thurman Awardee



Mardy Cabalo, a community partner of the Center for Community Transformation (CCT) Savings and Credit Cooperative  Araneta, Quezon City branch is the Hope International Thurman awardee for 2013. She is a dealer of beauty products.

The Thurman Award recognizes microfinance and savings partners who demonstrate the values of perseverance, compassion, strength of character, and creativity. It was established in honor of Eric Thurman, the first CEO of Hope, and his wife Pennie. Hope International  is a ministry partner of CCT based in Lancaster, Pennsylvania, USA.

One of the judges said, “Mardy demonstrates an entrepreneurial spirit, is others-focused, and expresses a love for Christ through her work.”

Mardy’s story is one of triumph over difficult circumstances. 

She was just 12 when her mother, a handicrafts dealer, passed away. Her father, who had seldom been at home anyway, remarried within that same year, leaving Mardy, the middle of three children -- and yet the most mature emotionally -- to look after her siblings.

“Wala akong inaayawang trabaho.  Andiyan yung magbubuhat ako ng palay, ng mais para may maipakain sa mga kapatid ko.  Pagdating ko sa high school tumutulong ako sa mga teacher kapalit ng pagkain namin.” (“I wasn't choosy with jobs. I would carry sacks of rice or corn if I had to, to be able to feed my siblings.  I would help my high school teachers in exchange for food.”)

Her father’s desertion left Mardy with a deep hurt in her heart.  Then God sent Christian missionaries to the town where they lived and  she came to know the Lord Jesus Christ. The Holy Spirit  began helping her deal with her feelings of resentment.  

Mardy was in her late teens when she was told that it would be easier for her to raise her siblings if she were to get a job in Manila. She moved to the city and worked at a series of low-paying jobs: as  helper at roadside eateries, as sales clerk for a bakery, and other simple jobs. She continued sending money home to help her younger sister.   

Soon she married a friend from high school. Even after four daughters came, their home was always open to relatives coming to Manila needing a place to stay while they looked for jobs and got established in the city.

Meanwhile Mardy’s daughters had begun school.  As is often the case with stay-at-home moms, Mardy brought the girls to school and would wait until it was time for them to go home.  To pass the time she sold beauty products to other waiting mothers. 

Also around this time she began attending CCT fellowship meetings in her neighbourhood.  After all her years in Manila, Mardy had not found a church family.  What drew her  mainly was a chance to attend Bible studies again, and not just an interest in joining the co-operative for additional business capital.  She decided to become a member of the co-operative  only when she learned that scholarships were offered exclusively to children of members. 

From there Mardy decided to keep her direct selling business going, expanding her network of dealers to about 40 women. It was a way of helping other mothers who, like her, lived on very slim budgets. She also became involved in CCT’s work, opening her home as a venue for meetings and Bible studies, and inviting other micro entrepreneurs to join the co-operative. Today she finds joy in serving God by leading a group of women actively involved in community work such as feeding sessions and medical missions.  

Whenever she recalls not having the love of a father when she was young, Mardy still gets teary-eyed, but God’s love has allowed her to forgive. After he was diagnosed with a heart problem a few years ago, she has faithfully paid for his maintenance medicines, clearly demonstrating the love and compassion of Jesus. 

Watch Mardy tell about her life in this short presentation:
http://www.youtube.com/watch?v=ZqAcSRnEIPU

Mardy and eldest daughter Chloe May.
Mardy with three younger daughters
Hannah, Jodeline, and Jesusa.

Mardy with her husband and a nephew whose parents
live with them. 

Mardy in a once-a-month mentoring meeting
with business mentor Carson Tan...
...and with Ruthie  Monterde (left), CCT area servant leader.



Photos:  Michelle Taway

Friday, May 3, 2013

New CCT Community Center and Tech-Voc Campus to Rise Soon

Officers and trustees of  Wilcon Foundation, Center for Community Transformation - Training and
 Development Institute CCT-TDI), and AMG Skilled Hands Technological College (ASHTEC)
symbolically break ground at the location of a new building where technical-vocational education, 
pre-school education,  micro-finance, and basic health services  will be offered to the people of 
Rodriguez, Rizal . Left to right: Ramonchito Kung, Wilcon executive security manager; Grace
Aquino Tiong, Wilcon AVP for human resources; Ruel Godino, Wilcon AVP for logistics; 
Mark Belo, Wilcon City Center director; Elizabeth Venegas, CCT-TDI executive director; 
Francisco Pascual Jr., ASHTEC president; Quintin Tan, TDI chairman; Emilio Obispo, 
Wilcon Foundation coordinator; Engr. Jose Gamorot, Wilcon Engineering Dept. head. 

The Center for Community Transformation and AMG Skilled Hands Technological College (ASHTEC) have joined hands with Wilcon Foundation for the establishment of a new community center and technical - vocational campus in Rodriguez, Rizal.

The collaboration stems from a commitment of William Belo, Wilcon Builder's Depot president and CEO, to assist members of the community around the Wilcon Builder's Depot in Rodriguez. "Mr. Belo has always helped young people receive education.  During Wilcon's early years, he would provide tuition for college-age children of employees out of his own pocket," said Emil Obispo, coordinator for the Wilcon Foundation.  "With this partnership with CCT and AMG, we are offering the same kind of help more formally."

 After a visit to the CCT Training and Development Institute in Magdalena, Laguna (where the teaching staff are from ASHTEC), Mr. Belo expressed a wish for a similar school in Rodriguez.  He then allocated a 3,000 square meter lot within the Wilcon warehousing facilities in Rodriguez to be used as a new campus, and plans were started for a new building.  He also agreed to a recommendation that the building do double duty as a community center where other services for the poor (such as micro finance, free pre-school, basic health services, and provision of affordable drinking water) can be offered by CCT.    

Construction of the building is set to start on May 6 and is expected to be completed within a period of six months. 


Mark Andrew Belo watches as a time
capsule containing architectural plans
of the new building and
campus is lowered into
the ground.
Anji Gabriel, CCT-TDI trustee,
 opens the
thanksgiving service with
a prayer.
Emilio Obispo, Wilcon Foundation coordinator,
welcomes stakeholders and guests.


Pastor Jun Gonzaga, CCT-TDI senior pastor,
shares a short message on vision
and Jesus' compassion based on
Proverbs 29:18 and Matthew 9:35 and ff.


Mark Belo of Wilcon Builder's Depot: 
"With this school we hope to contribute to 
alleviating the jobs-skills
mismatch in the country
and to the alleviation of poverty."
Professor Quintin Tan, CCT-TDI chairperson, says,
"It is thrilling to see young people without skills learn 
[new skills at TDI] and
become supportive of their families."

Fransisco Pascual Jr., president of AMG Skilled Hands
 Technological College, states AMG's
commitment to provide underprivileged young people
with relevant skills training. 

Willyboy Torres gratefully speaks of life changes he underwent
while studying at CCT-TDI in Magdalena, Laguna.

Beth Venegas, CCT-TDI executive director explains how the
Wilcon, CCT, and AMG collaboration came about. 

Beth Venegas, Mark Belo, and Dr. Melba Maggay, CCT-TDI trustee.
Staff of AMG Skilled Hands Technological College (in blue uniforms)
 with Beth Venegas, Mark Belo, and Jun Pascual.

Left to right: Beth Venegas, Mark Belo, TDI Trustee Gloria Ison,
Dr. Melba Maggay, Anji Gabriel, Jun Pascual, and
Professor Quintin Tan. 

Officers and staff of Visions of Hope Christian School, CCT
Savings and Credit Cooperative, TDI and Wilcon Foundation, with
Megaconstruct Group Inc, the building contractor. 

Tuesday, April 16, 2013

CCT MOTY Winner Graduates from Bayan Academy

Rabia Mangumpig, wedding gown designer,  gives a  short speech during her
  Bayan Academy graduation. 
  Having worked as a seamstress in Saudi Arabia with little to show for it,  
she encourages Filipino  parents to do business in the Philippines
 rather than work abroad. 



“It’s good to do business in the Philippines!” said Rabia Mangumpig in an impromptu speech at her Bayan Academy graduation on April 12.  Rabia is a wedding gown designer and CCT microfinance community partner from Cotabato.  She attended the Citi Microenterprise Development Center Program, an eight-day entrepreneurship and management course, as part of her prize as  regional winner for Mindanao in the 2012 Citi Microentrepreneur of the Year (MOTY) Awards program.

She also received one-on-one coaching on 'Ways to Master Your Personal Business' as part of the course.

After working for six years as a seamstress and master cutter in Saudi Arabia, Rabia came home to raise her family and to set up her own business in 2005. She says being a micro entrepreneur in her own country is much more rewarding than being a contract worker in a foreign land. "Besides, I am able to be with my family the whole time," she says.

The gowns she sews are accented with inaul, a special kind of cloth handwoven by Magindanaoans. Not only does she sew wedding attire for Muslim brides and their entourages; she and her husband also provide wedding packages that include invitations, videos, cakes, flower arrangements, and matrimonial bed sheets, pillow cases and wooden beds.

Rabia hopes to use knowledge gained from the course to improve and expand her dress shop which has branches in Awang, Maguindanao, and in Pagadian City.

She has been a community partner of the Center for Community Transformation Savings and Credit Cooperative since October 2008.

Rabia attending a lecture on financial management.  


The winners in the 2012 Citi Microentrepreneur of the Year (MOTY) awards program with 
June Frances Hamoy  of the Microfinance Council of the Philippines Inc.(MCPI). 
Left to right:  Abella de Dios, Floraiwin Cainglet,  Rabia, Milagros Hiyas, Marilyn Fajardo, Leniflor Ico.  
MCPI is the organizing body of the MOTY Awards. 

Rabia (4th from  left, front row) with  classmates at Bayan Academy,  micro entrepreneurs like her 
and clients of  micro finance organizations such as Kasagana Ka, 
Ahon Sa Hirap, Tulay sa Pag-unlad, and Uplift.
Rabia and classmates.  Of this group, Rabia traveled the farthest, 
flying in from Cotabato  four times in March and April to attend the sessions at  
Cinderella Bldg, EDSA, Quezon City.  
Her airfare and hotel accommodations were all covered by her prize as a MOTY  winner. 

Saturday, March 9, 2013

CCT Nanays Attend Convention -- All Expenses Paid

CCT micro entrepreneurs at the Pinoy Me convention
 in March  2013 (left to right): Myrna Gumogda,
 lechon manok business owner;
 Linda Rondina, panciteria owner; Analyn Estrella, bakery owner.

Analyn Estrella, Linda Rondina, and Myrna Gumogda, businesswomen in the food sector, had the privilege of attending a two-day convention for free, along with some 100 other successful micro entrepreneurs from all over the Philippines.  The convention was organized by the Pinoy ME Foundation.    

The three micro entrepreneurs, recipients of micro finance assistance from the Center for Community Transformation Savings and Credit Cooperative, said they gained much new knowledge on growing their enterprises, were inspired by the success stories shared, and learned of several other business options available to them. 

Analyn Estrella, who opens a third bakery outlet soon, said one of the most important lessons she brought home  from the convention is about responding to competition through innovation.  “Di ka dapat matakot sa kakumpetensiya. Ayusin mo kung ano yung kulang sa produkto mo.”

Myrna Gumogda picked up some tips from Rommel Juan, CEO of the Binalot chain of restaurants. Among these were: “Dapat may variety ang menu mo.  Yung paggamit ng dahon ng saging, nakakatulong sa environment natin,” she said. Myrna, who is interested in opening her lechon manok business for franchising, said “Dapat hindi malaman ng iba yung sarili mong recipe kung magfa-franchise ka, sabi ni Jorge Noel Weineke [PLDT KaAsenso ambassador]. ”

“Hindi ako madalas mag Facebook,” said Linda Rondina, owner of five panciterias. “Importante din pala yung makapagFacebook ka,  yung makuha mo ang mga contact number ng customer mo, makapag-email ka. Gasino na lang yung gastos mo sa pagtext kung ang laki naman ng halaga ng ioorder nila?”

Analyn added that she was keen on having her breads and pizza sold in supermarkets. She learned that, “May proseso pala ‘yon.  Madami palang dokumentong kailangan ayusin.  Mabuti nalaman ko ‘yon kasi kung pinilit kong nasa supermarket ang products ko, baka madiscourage lang ako kasi hindi pa ako ready.”

Topics covered included sealing a deal in minutes, sustaining business growth amidst growing competition, finding the right market for one's products, and product design and packaging.   Speakers other than those already mentioned included Patricia Paterno of Papemelroti,  Steve Cua of Philippine Amalgamated Supermarket Association, Patrick Tang of PLDT, Myrna Sunico of Product Development and Design Center, and Grace Noceja of DOST.

Analyn, Linda, and Myrna are thankful for the blessing of having been chosen from among thousands of CCT microfinance recipients to join the convention. Criteria from PinoyME specified micro entrepreneurs having an enterprise with asset size of no more than P 3M and which should have grown  in asset and capitalization in the last two years.  Participants were required to  have an excellent loan repayment record,  should have increased loan size in last three years, and should have  provided employment to at least two people. Other criteria were having growth plans for coming years, and the ability to speak about their business experiences and engage in dialogue with other participants. 


The Me Naman Na Naman! Pinoy Microentrepreneurs' Convention was held at the Landbank Plaza in Malate, Manila on March 7 and 8, 2013. 


Side Story:

Linda Rondina who now lives in Rizal and Analyn Estrella who has lived in Quezon City for years met for the first time during the PinoyMe Convention.  They discovered, to their pleasant surprise, that they both spent their childhood years in the same small village of Arminia in the town of Uson in the province Masbate, and are actually distant relatives!  

Wednesday, December 12, 2012

CCT Community Partners Get Free Legal Advice



Needy persons being ministered to by the Center for Community Transformation in Bagong Silangan, Quezon City recently received free legal advice during a legal mission jointly held by CCT, Ateneo Law 88, Gerodias Suchiangco Estrella Law Firm, Water Hope, Wholistic Transformation Resource Center, Pepsico, and Helping Hands.

Lectures on rights of women and children, marriage, wills and succession, and duties and responsibilities to the environment preceded the individual consultation sessions held by 30 lawyers who came to give free assistance.

The activity, which had the theme Make a Difference, was held on November 24, 2012.  Free eye and blood pressure check ups for adults and games and a gift-giving activity for children were held simultaneously.


.



 







Monday, December 3, 2012

Rabia Mangumpig is CCT's 2nd MOTY Winner



Left to right:  Dennis Monong, CCT Savings and Credit Cooperative general manager; Rosano Mangumpig;
Rabia Mangumpig, Citi Microentrepreneur of the Year - Mindanao; and Jeaneth Samuel, covenant
community builder - Cotabato Branch.










 Rabia Manumpig, dress shop owner from Cotabato City, is the 2012 Citi Microentrepreneur of the Year (MOTY)  for Mindanao.   She received her prize of P100,000 during a formal ceremony at the Hyatt Hotel in Manila. The Citi MOTY Awards program is a nationwide search for outstanding Filipino micro entrepreneurs. This is its tenth annual run.

Rabia, who sews wedding gowns accented with inaul, the Magindanao handwoven fabric, has been a community partner of the Center for Community Transformation Savings and Credit Cooperative since 2008.  In addition to the cash prize, she also received life and health insurance coverage for a three-year period, and the privilege of attending an entrepreneurship course. 

A total of  108 microentrepreneurs were nominated this year by 28 microfinance institutions from around the country.  Out of  the 108 nominees, 18 semi-finalists were picked, and 11 finalists were named, before six winners were chosen.  One national MOTY awardee was recognized and   three regional winners were chosen -- one each from Luzon, Visayas, and Mindanao.  A special enterprise award and a special award for innovation were also given this year.  

This is the second year in a row that a beneficiary of CCT's microfinance program has won a MOTY award.  In 2011, Andresa Javines of General Santos City was also named MOTY awardee for Mindanao. http://cctgeneralnews.blogspot.com/2011/10/nanay-andresa-mindanao-masikap.html

Rabia with other winners (front row) and the MOTY board of judges. 
...with CCT program managers and staff...
...with (left to right) her brother-in-law, sister-in-law, and husband Rosano...



...with writer
 Myra Gaculais
del Rosario.